is a Bank selling a customer a mortage that the customer is unable to pay, but also unable to completly understand. The Banker who lent the customer the money, then gets a bonus because of his/her high rate of income for the bank. The customer is unable to pay, and his house defaults to the bank, however because of all the bad loans the economy starts to crumble a little, so the housing markets drop, meaning that the bank now owns a bad loan (IE they've lent someone money, which they won't be getting back) which eats up their profit, meaning that they can't afford to keep the doors open.
The Bank now runs to the government and gets a bailout which the customer helped fund through taxes. The Bank is now doing great thanks to the bailout, and the banker gets another bonus.
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